Testimonials

2,000+ Arizona families. 16+ years. The reviews speak for themselves.

Most of my business comes from past clients sending me their kids, parents, and friends. That's the metric I care about most. Below are a few of their stories — grouped by situation so you can find the one closest to yours.

Real clients. Real outcomes. Posted with permission.
16+Years of Experience
2,000+Families Helped
4.9★Average Rating
40%Repeat Clients
Licensed in Arizona · California · Colorado · Nevada · Oregon · Tennessee · Texas · Washington
For Buyers Who've Been Told No

The hardest cases — and how they ended.

A lot of my clients come to me after another lender (or two, or three) said it couldn't be done. These are the wins that mean the most.

Made the impossible possible
Art and his crew are highly exceptional in making impossible things possible. With a very small income and high debt-to-income ratio, I knew I was just chump change to most lenders. But I never was too small for him. He pushed, followed up, and fought for me until the end. Honestly, I had already given up. He just wouldn't take 'no' for an answer. With a new home of 4 beds and 2.5 baths, my family has never been happier.
Diodor G. · First-Time Homebuyer
Difficult loan, handled cleanly
They exceeded my expectations and handled my difficult loan situation with ease. Thanks so much to the entire team.
Yuri M.
For Homeowners Coming Back

The clients I'm proudest of are the ones who come back.

About 40% of my closings each year are repeat clients or their direct referrals. That's the metric I care about most.

Fourth loan with Art
Let me just start by saying thank you. This is my fourth loan with Art, and it's excellent service all around. Every time the process gets easier.
Stan M. · Repeat Client (4 loans)
Mentor as much as advisor
Best mentor ever. Very honest and professional. I wish I'd met him earlier. Easy to approach, always available to answer every concern. I definitely recommend him for any mortgage question.
Edwin G.
Builds wealth, not just closes loans
Art is a true master of his craft. He gives great advice on what mortgage product fits best, and he's passionate about helping clients build personal wealth through real estate. He's never pushy and never puts clients in a spot where they could fail. I'd trust Art with any of my clients.
Daniel B. · Real Estate Professional
For People Buying Their First Home

First homes, closed.

Patient with first-time buyers
We'd been with several mortgage companies as my family was looking to buy our first home. We visited his office without any papers, but Art went out of his way and entertained our inquiry without hesitation. He guided us as if we were a long-time client. He kept an eye on the market and the rate to get us the best deal. Couldn't thank him enough.
Macky F. · First-Time Buyer
Easy first home
Fantastic experience buying my first home. Great people. Made it very easy.
Arturo O. · First-Time Buyer
For People Moving to Arizona

Closing across state lines.

California to Arizona
We lived in California, and Art did what so many lenders here deemed impossible. He helped us qualify to buy our dream home. He was professional, knowledgeable, and gave us great advice. From the first call, we felt we could trust him. A few years later he helped us with another transaction.
Nancy O. · Relocated from California
The Public Record

The full picture, where you can verify it.

The testimonials above are a curated selection. For the complete record — including ratings, dates, and recent reviews — see Art's profile on the platforms below.

The Patterns

The themes that come up over and over.

"He explains things in plain English."

Mortgage decisions stop feeling foreign. Clients understand what's going on and why.

"He doesn't pressure."

If now isn't the right time, you'll hear it. The "no" is part of the value.

"He fights for hard cases."

Buyers other lenders rejected — small income, high DTI, difficult timing — get a real shot.

"He builds long relationships."

Repeat clients are common. Some are on their third or fourth loan with me.

Art Shalomov
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