You don't need to know what loan you want. You don't need documents ready. You don't need a perfect credit score or a clear timeline. The first call is for figuring all of that out — together.
For general questions, exploring options, or talking through whether buying, refinancing, or using equity makes sense for you. Best if you're not sure where to start.
After picking a time, you'll be asked for your name, email, and (optional) what you'd like to discuss. You'll receive a calendar invite and a confirmation email.
Most of my clients are in Arizona, but I'm also licensed to originate mortgages in California, Colorado, Nevada, Oregon, Tennessee, Texas, and Washington. If you're buying or refinancing in any of those states, the conversation is the same — schedule a call.
Most clients call because they don't know what's possible yet. That's the right reason to call.
First calls, follow-up calls, Game Plans — all free. I make my living when clients close, not when they ask questions.
About a third of my conversations end with "you're not ready yet — here's what to do." That's not a sales tactic. That's just how I work.